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	<title>Comments on: damn you, Justin Ghif</title>
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	<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/</link>
	<description>a blog and website &#124; www.stephenmontagna.com</description>
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		<title>By: Lori</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-126</link>
		<dc:creator>Lori</dc:creator>
		<pubDate>Fri, 12 Mar 2010 12:11:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-126</guid>
		<description>Its not a real person, or at least, the person who is doing this is not the person they are claiming to be.  There is a &quot;Breenda Sipe&quot; on craigslist advertising properties that are to good to be true, like $600 for a 2 bedroom home in oahu, which is impossible.  Google her name and it comes up with a bunch of other properties in other cities with the same picture listed in all of them.  This smartcredit.com company should be reported to The Better Business Bureau http://www.bbb.org/complaints/file.html and The National Fraud Information Center: http://www.fraud.org</description>
		<content:encoded><![CDATA[<p>Its not a real person, or at least, the person who is doing this is not the person they are claiming to be.  There is a &#8220;Breenda Sipe&#8221; on craigslist advertising properties that are to good to be true, like $600 for a 2 bedroom home in oahu, which is impossible.  Google her name and it comes up with a bunch of other properties in other cities with the same picture listed in all of them.  This smartcredit.com company should be reported to The Better Business Bureau <a href="http://www.bbb.org/complaints/file.html" rel="nofollow">http://www.bbb.org/complaints/file.html</a> and The National Fraud Information Center: <a href="http://www.fraud.org" rel="nofollow">http://www.fraud.org</a></p>
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		<title>By: Finally&#8230; - Montyland</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-106</link>
		<dc:creator>Finally&#8230; - Montyland</dc:creator>
		<pubDate>Sun, 27 Sep 2009 18:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-106</guid>
		<description>[...] of which, I&#8217;m so please that my last post has garnered so many comments – especially because many among them are folks who were able to [...]</description>
		<content:encoded><![CDATA[<p>[...] of which, I&#8217;m so please that my last post has garnered so many comments – especially because many among them are folks who were able to [...]</p>
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		<title>By: Jen</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-104</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Mon, 14 Sep 2009 02:18:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-104</guid>
		<description>Sorry for yet another post, but I inquired about another gorgeous apt on Craiglist today only to receive an email identical to &quot;Justin&#039;s&quot; reply about providing a credit score prior to a showing. Please be on the look out for a &quot;Virginia Crimson&quot; with a gmail account. Safe house hunting, y&#039;all...</description>
		<content:encoded><![CDATA[<p>Sorry for yet another post, but I inquired about another gorgeous apt on Craiglist today only to receive an email identical to &#8220;Justin&#8217;s&#8221; reply about providing a credit score prior to a showing. Please be on the look out for a &#8220;Virginia Crimson&#8221; with a gmail account. Safe house hunting, y&#8217;all&#8230;</p>
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		<title>By: Jen</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-103</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Sat, 12 Sep 2009 19:52:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-103</guid>
		<description>Thanks for this, y&#039;all. I almost fell for the Seattle condo &quot;Justin&quot; Craiglisted this week.</description>
		<content:encoded><![CDATA[<p>Thanks for this, y&#8217;all. I almost fell for the Seattle condo &#8220;Justin&#8221; Craiglisted this week.</p>
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		<title>By: Mike</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-102</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Sat, 12 Sep 2009 02:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-102</guid>
		<description>Yep, he&#039;s on to Nashville now... what a creep!</description>
		<content:encoded><![CDATA[<p>Yep, he&#8217;s on to Nashville now&#8230; what a creep!</p>
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		<title>By: Oliver</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-101</link>
		<dc:creator>Oliver</dc:creator>
		<pubDate>Tue, 08 Sep 2009 02:01:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-101</guid>
		<description>Thanks from Washington DC! I too was envisioning my life in a new condo and wondering why Justin had not written back. I did not follow the link. I just sent the scores from a recent credit report. I knew the offer seemed too good to be true, but I wanted to have some faith in humanity (and Craiglist). silly me.</description>
		<content:encoded><![CDATA[<p>Thanks from Washington DC! I too was envisioning my life in a new condo and wondering why Justin had not written back. I did not follow the link. I just sent the scores from a recent credit report. I knew the offer seemed too good to be true, but I wanted to have some faith in humanity (and Craiglist). silly me.</p>
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		<title>By: Angela</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-99</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Sun, 06 Sep 2009 19:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-99</guid>
		<description>Did any of you actually have your identity taken from him?  I was unfortunate and didn&#039;t have his name provided so I couldn&#039;t google it...The website seemed totally legit.  I gave my credit card info, social sec. number, and I feel so had.  I feel like an idiot.  It was a great 10th floor condo in sw 6th on Craigslist.  I&#039;ve put a fraud alert in with equifax, experian, and transunion, and have left a message for my bank to stop the payments on the &quot;smartcredit.com&quot; website info...

I&#039;ve even called the non-emergency phone police to file a report just to take preventative measures...man do I wish I saw this website before I did what I did...</description>
		<content:encoded><![CDATA[<p>Did any of you actually have your identity taken from him?  I was unfortunate and didn&#8217;t have his name provided so I couldn&#8217;t google it&#8230;The website seemed totally legit.  I gave my credit card info, social sec. number, and I feel so had.  I feel like an idiot.  It was a great 10th floor condo in sw 6th on Craigslist.  I&#8217;ve put a fraud alert in with equifax, experian, and transunion, and have left a message for my bank to stop the payments on the &#8220;smartcredit.com&#8221; website info&#8230;</p>
<p>I&#8217;ve even called the non-emergency phone police to file a report just to take preventative measures&#8230;man do I wish I saw this website before I did what I did&#8230;</p>
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		<title>By: lisa</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-97</link>
		<dc:creator>lisa</dc:creator>
		<pubDate>Wed, 02 Sep 2009 20:29:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-97</guid>
		<description>Thank you so much, he listed a beautiful apartment in Portland, OR I almost fell for it... What a shame.</description>
		<content:encoded><![CDATA[<p>Thank you so much, he listed a beautiful apartment in Portland, OR I almost fell for it&#8230; What a shame.</p>
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		<title>By: anson</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-96</link>
		<dc:creator>anson</dc:creator>
		<pubDate>Wed, 02 Sep 2009 16:13:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-96</guid>
		<description>thanks!!! damn that scumbag!</description>
		<content:encoded><![CDATA[<p>thanks!!! damn that scumbag!</p>
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		<title>By: Mary Sue</title>
		<link>http://www.stephenmontagna.com/2009/08/damn-you-justin-ghif/comment-page-1/#comment-95</link>
		<dc:creator>Mary Sue</dc:creator>
		<pubDate>Tue, 01 Sep 2009 02:18:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.stephenmontagna.com/?p=151#comment-95</guid>
		<description>Same thing happened to me, but in my reply email he just wanted my credit score, not the entire report.  Explicitly said not to send the entire report because of the confidential info. I actually clicked on the link, filled out the info and got my credit score, stupid I know.  But it was a legit site - the only catch being they automatically sign you up for a credit monitoring plan with a monthly fee.  (I have a similar plan through my bank.) However, if you call within the &quot;trial period&quot; you can cancel.  I called their 866 number and reached the company, spoke with a customer service agent who tried to get me to keep the plan but when I insisted I didn&#039;t need two fraud detection plans, she canceled it for me and gave me a confirmation number and also sent a confirmation email.  I don&#039;t know what this guy may have gotten from me, but at least I have documentation to use against him if necessary.  I certainly never responded to his reply!</description>
		<content:encoded><![CDATA[<p>Same thing happened to me, but in my reply email he just wanted my credit score, not the entire report.  Explicitly said not to send the entire report because of the confidential info. I actually clicked on the link, filled out the info and got my credit score, stupid I know.  But it was a legit site &#8211; the only catch being they automatically sign you up for a credit monitoring plan with a monthly fee.  (I have a similar plan through my bank.) However, if you call within the &#8220;trial period&#8221; you can cancel.  I called their 866 number and reached the company, spoke with a customer service agent who tried to get me to keep the plan but when I insisted I didn&#8217;t need two fraud detection plans, she canceled it for me and gave me a confirmation number and also sent a confirmation email.  I don&#8217;t know what this guy may have gotten from me, but at least I have documentation to use against him if necessary.  I certainly never responded to his reply!</p>
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